EPF Balance Check with UAN Number & without UAN Number

If are you looking for How pf balance check with UAN number and without UAN number, then you are in the right place. Here you can get some of the top ways to conduct a PF balance check in 2022.

The Employees’ Provident Fund (EPF) is a potent tool for making savings. It’s a tool wherein an equal amount is contributed by the employer and the employee towards the employee’s savings. The employee avails of this amount when he switches his job or retires.

As of current, for the period of 1st October 2021 to 31st December 2022, an interest rate of 8.1% is applicable to EPF contributions.

PF balance check is also easy to accomplish nowadays. One can check the EPF by SMS. Another way of checking the EPF is to give a missed call using EPFO Portal/Umang App or EPFO app/Umang app.

When an employee can check his EPF balance comfortably, it lets them:

• Seek a loan against their EPF balance
• Plan their expenses in advance
• Figure out the status of their PF balance

If it so happens that the PF was deducted from the employee’s salary but the employer did not make the necessary contributions, the employer will still not be granted relief.

How to conduct PF balance check over the EPFO portal?

In case you intend to conduct a PF balance check, then it is a must to ensure that your Universal Account Number (UAN) has been activated by your employer. For all employees enrolled under the EPF scheme, UAN has been shared as the unique identification number. So, all through an individual’s lifetime, he should have just one UAN. The UAN stays the same, even if an employee switches organizations.

Nowadays, since the entire processes associated with EPF services are managed online, the significance of UAN enhances further still. By using the UAN, one can comfortably access one’s EPF loan applications, conduct a PF balance check, and also access PF account services including withdrawal.

After the activation of the UAN number, the following steps are to be followed:

• Visit the EPFO portal. Next, visit the tab ‘Services’ and select the option that specifies “For Employees”. This will be in the drop-down menu that appears before you.
• Under “Services”, there’ll be an option that says ‘Member passbook’ which you need to click upon.
• A login page will now appear. Herein, you’d have to type in your password and UAN. But, it is important for your UAN to be activated before this.

Upon logging in, accessing your EPF account becomes possible.

Sending an SMS for PF balance check

SMS can also be sent for PF balance check, and the following are the steps for the same. But for the same, the UAN has to be integrated with KYC details.

To mobile number 7738299899, send an SMS in the format EPFOHO UAN ENG

In the SMS that you send, it will be important to set your preferred communication language. For doing so, you need to send only the initial three characters of your preferred language.

In case you intend to receive the updates in English, then the first three characters of the word English will be used, which will be EPFOHO UAN ENG.

Similarly, when one wants to receive the message updates in Marathi, one types in EPFOHO UAN MAR. This facility will be available in English, Punjabi, Hindi, Gujarati, Kannada, Marathi, Telugu, Malayalam, Tamil, and Bengali.

Using a Missed Call for PF Balance Check

One of the ways of inquiring about the EPF balance is to give a missed call to an authorized phone number from your registered mobile number. But, this service will only be available when you integrate your KYC details with your UAN. In case you face difficulty doing the same, it is recommendable to take your employer’s aid.

Upon integrating your KYC details with your UAN, the following steps need to be followed.

• From your registered mobile number, give a missed call to 9966044425.
• After you give a missed call, you’d receive an SMS which will have your PF details.

Using the UMANG/EPFO App for conducting PF Balance Check

Another way of doing PF Balance Check for the employees is to first download the UMANG app, which is the Unified Mobile Application for New-age Governance (UMANG) app, on their smartphones. Over this app, one can not just check the EPF balances, but also do the filing and tracking of claims. But for accessing the app, a member has to complete a one-time registration over their cellphone number that is UAN-registered. The app can then be accessed.

The UMANG app can also be used for viewing your historical EPF transactions. The following is the procedure to go about with the same:

• After installing the UMANG app, open it on your smartphone and select the EPFO option.
• Tap on the option that says “Employee Centric Services”.
• On the following screen, the “View Passbook” option will appear. On clicking it, you’d be required to enter your UAN number. A One-Time Password (OTP) will also be shared on your Registered Mobile Number (RMN).

Now, if you intend to get access to your EPF transactions, such as the withdrawals and deposits that took place in your previous jobs or current, then click on ‘Login’.

Is a PF balance check going to be possible in the absence of UAN?

Yes, it is possible to check the PF balance in the absence of UAN. The following is how we go about it.

• Use the URL https://www.epfindia.gov.in/ to visit the official website of EPFO.
• On the homepage, find the option that says “Click here to check your PF balance” and tap on it.
• After the EPFO page presents itself, you’d also be able to see your balance.
• Choose your state.
• Also, choose the main office of EPF and your business code.
• Now, you need to enter your PF account number, phone number and your name.
• In the acknowledgement box, click on “I agree”.

Is the eNomination process a must for PF Account?

As per the Employees’ Provident Fund Organization (EPFO), e-nomination for PF accounts is now a must. This is a remarkable change from the way things earlier used to be.

EPFO makes an entire range of programs available, and EPFO members should be well informed concerning the same. One of the important among these programs is EPFO Provident Fund.

The procedure for submitting an e-Nomination in EPFO

• After visiting epfindia.gov.in, click on ‘Service’.
• Next, select the ‘For Employees’ option and select ‘Member UAN/ Online Service’.
• Use your EPFO password and UAN to login.
• Under the ‘Manage’ tab, choose the ‘E-nomination’ option.
• A ‘Provide Details’ is likely to have appeared on your screen in all likelihood. Below it will be the ‘Save’ option that you should click after providing the details.
• Now, for updating the family declaration, click on ‘Yes’.
• Next, click on ‘Add Family Details’ in the eNomination form to add the details of your family members. You may choose to add multiple nominees.
• Click on ‘Save EPF Nomination’.
• Finally, when you click on ‘E-sign’, an OTP will be generated for you. Now, by using the mobile that is linked with your Aadhar, submit the OTP that you have received.

The procedure for eNomination is now finished.

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PF Balance Check FAQs